Check out New York Times financial reporter Edmund Andrews’ very frank confession about his personal credit crisis. It’s touching, human and undoubtedly echoes the experience of many Americans. Hobbled by alimony payments from his divorce, he finds love with an old high-school friend. They buy a house they can’t afford at a time when mortgage loans were being handed out like candy. Pretty soon his American Dream is crashing down around his ears and the creditors are calling. The article is an excerpt from his new book. You can’t help but hope the book will become a bestseller and get him out of his financial bind.